Many of us have different insurance needs. Whether we are just graduating from college and looking for auto insurance for the new car we bought, or we have family and home to protect and looking at home or life insurance. There is so much information on the internet that it can get confusing and difficult to trust the data we are seeing. One option consumers should check out is the trusted choice website that provides resources on trusted insurance agents. When checking out the resources it is helpful to ask plenty of questions and find a knowledgeable resource that can meet your needs.
Taking the Right Path
To find a resourceful you can depend on we suggest taking the following steps. At the website key in your zip code and locate 2-3 insurance agencies close to where you live. The website has additional information on each agency and it is a good idea to read up on the services they offer and the companies they work with. If you are looking for auto or life insurance the agency should have reference of the services that can meet your needs. Once you have a few companies the next step is to pick up the phone and ask the following questions:
- Basic Business Questions – To get a sense of the business it will be good to start off asking basic business questions, such as:
- Have long have you been in business? What type of insurance services have you provided during this time?
- How many employees are in the agency?
The next questions should be focused towards your insurance needs. Some questions you can ask if you are looking for auto insurance:
- What companies are in your network for auto insurance? If I requested a quote, which companies would come back with pricing?
- How long have you been working with these companies?
Once you have general information on the company and services you can ask about the individual agent that would be helping you. Some questions to ask:
- How long have you been selling insurance?
- What type of support should I expect if I need to file a claim?
Once you have asked some basic questions you should get a feel as to how professional the company and agent are as well as the type of services they have to offer. The next step would be to select the top 1-2 companies and schedule an appointment to meet and see what would be required to establish a new insurance policy.
A final note to consider is the contact you will be working with at trusted choice will be an independent insurance agent. This is beneficial in that they work with many insurance companies and should have access to a variety of pricing. The other type of insurance agent will be the direct agent that works with a company such as State Farm or Allstate. If you were to visit one of these agents they would show you products that are directly from the company as opposed to an assortment of organizations. The greater leverage an independent agent has with the network of companies he works with should help in receiving competitive pricing.